#TBT: The Best Investment To Make When You Have Nothing

#TBT: The Best Investment You Can Make when You Have Nothing

What is the best investment to make, when you have nothing? Is it stocks? Real estate? Car collection or hand bags?

Before you even think of making an investment, you must have a lot of money, right? Wrong. There’s one thing you can invest in that’s free and well worth your time and energy.

The returns on this specific investment is infinite. All you have to do is have a mindset of discipline, confidence and resilience to begin.

What Can You Invest In Without Money?

You don’t necessarily need money to invest in something. People invest their time and energy into things they want to see grow and become better.

The biggest investment you can ever make in your life, is investing in yourself.

Yes, you! There is something that you enjoy doing or want to know more about – this is what you invest in. You put forth extra effort and stay up late because you want to see it develop into something more.

Throughout that process, you are learning and building yourself into a valuable resource. You are investing the time and energy it takes to become an unstoppable version of yourself.

How do you invest in yourself?

  1. Know what you want to do. What are you good at? Is there something you do everyday, flawlessly, that is hard for others? There is something you’re awesome at. If you’re not, you can become awesome at it. Know what you want to do (or have an idea) and be clear on it. Some people get caught up in the idea of knowing and they forget to take action, but the process doesn’t stop there.
  2. Read and research. Learning never stops. You can always read and discover something you didn’t know and apply it to your life. It doesn’t take money – you can do research on the internet or listen to a lecture full of gems. Have an open mind when it comes to new information. Improvements can always be made.
  3. Develop strong habits. Habits create your identity. Routines put those habits into practice. It’s good to be spontaneous, but habits must be in place to promote productivity. No one is spontaneously successful. Constructive habits and skills will increase your personal value.

Make Time For Your Personal Investment

Most of us are looking for ways to impress other people so we can get a job, be in a certain circle or get to the next level. We do things to gain attention from other people, as opposed to building ourselves.

When you invest your time and energy into others, it can be a disappointment. They may not see your significance and dismiss it, without a thought. You’re at their mercy.

Now you’re stuck, trying to figure out who to impress next so you can move on. Instead of making other people see your value, see the value in yourself. Why not attempt to put your future into your own hands?

Invest in yourself. Benefit yourself before you give your benefit away to others. When you invest in yourself, you open up doors to new possibilities and endless opportunities. It also gives you the highest advantage of profiting from your own skills, first.

The investment that you make in yourself is priceless. You are the best investment that you could ever make and no one can take that away. Stocks and real estate will go up and down on a whim, but the constant investment you make in yourself will allow you to grow in many ways throughout life.

#BeGoalden

#TBT: If You Want To Succeed, Learn To Level Up

If You Want To Succeed, Learn To Level Up

(Written pre-COVID19)

In some parts of the world, it’s ‘back to school’ time and students are preparing to level up – everyone is getting ready for the next grade. This means that the work may be a bit more challenging, but you’re expected to learn and make progress.

Once we leave school, moving forward to the next level (or, the next grade) stops. There’s no one there to care if we continue to advance to the next part of our lives.

The Process Of Leveling Up

In school, you were given a certain curriculum to complete for whatever grade you were in. If you did the work and passed the tests, you were promoted to the next grade.

Every grade demands another level of intelligence and presents a new set of challenges. The ultimate goal is to get to the next grade, successfully.

Every year, you would be promoted to the next grade and learn something that built upon what you learned the year before. It was a process that allowed you to achieve your academic goals, while increasing your thinking skills.

What Happened?

After graduating from the final phase of school, we settled into working a job, paying bills and living for the weekend. There were no more levels for us to accomplish.

School may have it’s faults, but one thing it did teach was the value of having levels in your life. Having levels in your life, like school, helps you to focus on moving forward and making major strides in your life.

The most we do now is make New Year’s resolutions. For most of us, that only lasts until the end of January and the rest of the year is uneventful.

As adults, we don’t plan different levels and phases of our lives. We tend to just ‘wing it’ and hope for the best. At most, we do just enough to get by and that leads to surviving, as opposed to living.

There Are Levels To Life

Even though we’re happy to be out of school, we don’t go on to live a happy, productive life. No one is holding us accountable to go to the next level, so we’re stuck on that one level where school left off.

In order to succeed at anything in life, you must create a system of levels. Writing down your goals are great, but once you figure out what to do, you have to take action and follow through.

Taking action will lead to mistakes and things going wrong. Once you overcome that challenge, you’re on to the next level. This is where progress is made and goals are accomplished.

Have A System In Place

Create a strategy for your goals. Keep a record of what works and what doesn’t. Build on your progress by measuring your results.

If you want to lose 2 pounds a week, write down what you will eat for breakfast, lunch and dinner, for each day of the week. Keep track of what you actually ate, compared to what you were supposed to eat. When you review your results, you can make adjustments to do better the following week.

Having a system in place will hold you responsible and give you direction. When you write it down and record your outcomes, you can easily determine how to proceed more efficiently in the future.

After graduating from school, never stop learning – be a student of life. Put a system in place to keep advancing towards your dreams. Hold yourself accountable and keep following through. Continue to level up until you have the life you’ve always imagined!

#BeGoalden

Be Grateful For The Simple Things

Taking the time to be grateful for the simple things in our daily lives is something that we tend to overlook. Between work and distractions, it can be easy to forget.

By being mindful of the things you are grateful for, it lets you work from a place of sincerity. Instead of different things ticking you off, you allow it to pass, without it bothering you or disrupting your day.

5 Simple Things To Be Grateful For:

  1. Breathing – It may seem simple, but someone didn’t get to wake up today, or they didn’t make it through the entire day. There are even people who have a hard time breathing on their own and depend on machines to assist them. Be thankful for the natural act of breathing.
  2. Challenges – We normally call these ‘problems.’ Yes, you should be grateful for your challenges, as well. Challenges may be difficult, but they allow you to grow and give you confidence. If you can make it through a challenge, you can do anything.
  3. Thoughts – Your thoughts give you the ability to be creative and think on your own. You can come to your own conclusions and set your own standards. Your thoughts are the blueprint to your life. As Napoleon Hill said, “Whatever your mind can conceive and believe, it can achieve.”
  4. Family and Friends – You may not like some of your family, or you may be at odd with some of your friends, but no matter what kind of relationship you have, they had a part in shaping you. You picked up some good habits and some bad habits – you learned what to do and what not to do. Observing them helped you to become who you are.
  5. Freedom – Being free, you are able to do what you want to do. Unlike jail, you can wake up when you want to, go to work if you want to, or chase an opportunity whenever you feel like it. The choice is yours because you are free. There are some people in the world who are still being held captive against their will. Be grateful that you are free and have control over your own life.

Be Thankful For Life

We don’t know when our time is up, so make everyday count and be grateful for what you are able to do. Instead of putting things off for tomorrow (because tomorrow never comes), be productive and do them today.

Wherever your life takes you, be thankful for the experience. Life has a way of making us feel like we’re the only ones when terrible things happen. There is someone who has been through your experience and you’re never the only one who is going through that situation.

Even when things aren’t going great, continue to fight. It’s hard, but be grateful that you are operating from a place of strength and will come out more powerful on the other side. The hard times are what make us who we are.

Always remember to be grateful in the good and the bad times. It all comes together to create the perfect you in the end.

#BeGoalden

Learning To Say ‘No’ Could Restore Your Sanity

Learning To Say No Could Restore Your Sanity

I strongly believe that we are put on this Earth to help others. When someone needs support, you help them – it’s the responsible thing to do.

While this is true for most of us, you may come across some people who need a little too much help. They prey on others who are overly supportive and take advantage of their kindness.

But, you know you can say ‘no’, right? There’s no law that says you’re supposed to drop everything you’re doing and go out of your way to help others.

A Gift And A Curse

Being helpful can be a gift and a curse. It’s a gift because it’s the right thing to do. When you help someone, you are showing them that you care about them and they don’t have to face whatever it is, alone. Also, it gives you an incredible feeling inside.

It’s a curse because you can easily be taken advantage of and you may not know how to stop it. Some people will see how giving you are and keep using you for as long as they can.

This is not to say that you should stop being nice and supportive of others in their time of need, but in order to be your best self, you must be aware of what’s going on. Remember – you come first.

The Guilt Trip

When you come across someone who is needy, don’t allow them to latch on to you. These are people who always seem to need help with something. They don’t take responsibility for their issues because you do it better.

Don’t be afraid to say no. More than likely, they will become angry and try to make you feel guilty about not being helpful. Some people will even throw Bible verses your way, to make you feel bad.

It doesn’t matter. Before you can help anyone else, you have to help yourself. You are putting yourself in a bad position if you pay their light bill, before you pay your own. Everyone has to be held accountable for their decisions and they are no different.

Do Your Sanity A Favor And Say ‘No’

Saying no seems harsh, especially when you know you can help out. At the same time, you have to do what’s best for you. Helping others is the right thing to do, but when it turns into constant support, that’s where you should draw the line.

Say no for your own sanity. You may feel guilty after you do it, but it will unload that extra stress from your life. You will thank yourself, later.

The crazy thing is, you really want them to stop – you just don’t know how to tell them no! Find your courage and politely remove yourself from the situation by telling them that you aren’t able to help at this time.

Yes, they will eventually get the point. There’s nothing to feel bad about. Actually, you are helping by allowing them to find their own independence. They may go and find another person to support them, but not you. Today, you will learn to say no to those who give you their anxiety and stress. It’s not yours to carry.

Being helpful is great, but taking care of yourself is what’s important. That’s the responsible thing to do 🙂

#BeGoalden

How To Manage Your Mind (Excerpt From: “Help! I’m Stuck” Book 2)

How To Manage Your Mind and Thoughts

Knowing how to think is not a subject that is taught in schools. Instead, it is up to the parents to teach their child how to think, if they teach them at all. Some of us come into the world following someone else’s lead, not knowing that we can lead ourselves. This causes a world full of non-thinkers. Learning how to think should be a skill that is required learning.

Direct thoughts is using your own thoughts to guide you to a successful life. It is careful, intentional thought that leads to your desired outcome. Among other characteristics, it takes focus and self-discipline to navigate your thoughts to this level.

Too many people are going in the same direction, following the same Joe Shmoe. Students don’t question teachers, academically. School counselors determine the fate of the students and most students go with it, without knowing they have a choice. They no longer control their own thoughts, as they have given up that great privilege to someone else.

Plain and simple: if you are not thinking on your own, someone else is thinking for you. Following someone else relieves you of the task of directing your own thoughts. This fulfills their life and destroys yours.

Direct thinking is a skill that can be taught. First, you must realize that it is a skill, like focusing. You may not know how to do it, but you can learn and enhance upon it through practice.

The best time to learn direct thinking is when you’re a child. You can still learn as an adult, but the earlier you study it, the more you can use it to guide your desired goals.

In essence, direct thought is leading your thoughts towards a certain direction. You are responsible for guiding your own mind. Will you guide it towards a well-deserved positive path or will you guide it towards a lazy, average negative path?

How It All Begins

We are born with basic instincts. There is nothing on our newborn minds, as of yet.

Although we may not know it at the time, we pick up signals within our space. We hear the sounds and experience the environment.

As we get older, our minds become sponges. Habits are picked up and we begin to develop our own thought patterns, depending on our environment. Some environments are filled with love and support, while others lack those basic elements.

We should allow children to think for themselves. Let them experiment. Let them learn to embrace their own challenges without constant assistance. They should know what it takes to solve a problem or make adjustments to changing plans. This will serve them well in years to come.

Children should know it’s a privilege to think for themselves. Historically, people have been abused and scolded for thinking on their own. So called ‘superior’ people were supposed to do all of the thinking for the ‘inferior’ people. This happened in many countries, across the world.

Therefore, we should appreciate the fact that we have the power to direct our own thoughts and we should direct them well. If you aren’t sure how to go about managing your mind in this way, this book will show you how.

#BeGoalden

The Journey To Finding Yourself

The Journey To Finding Yourself

Knowing who you are can be a real challenge. Years of environmental conditioning can alter your thoughts and beliefs about yourself. Often times, we go throughout our lives and assume the identity that has been given to us. Finding yourself, indeed, is a lifelong journey.

Ever since you were young, people have been saying things to you and about you. The bad things they say tend to stick with us, because we replay it in our minds and begin to believe it.

How do we get to know ourselves? Should we receive what other people say about us as true? Do you have the courage to find and become who you are meant to be?

How Do You Go About Finding Yourself?

Finding yourself is definitely a journey that you want to take seriously. It’s not something that you have to wait to do until you’re 18 – you can start at anytime.

Understand that this will take time and you must be patient. It’s unrealistic that you will find yourself in 30 minutes and be done with it. This will be something to practice on a regular basis, if you want to see results.

To begin, take a few minutes each day and write down something that has held you back every time you wanted to do it. Where did it come from? Why do you believe it? How can you change it to your advantage?

It’s not for you to dwell on the past, but for you to work through it and become mindful of why you believe it. Then, you can find a way to combat the negative and turn it into a positive.

People Can Be Critical

Imagine someone told you that your ideas suck and if it was great, someone else would’ve done it by now. As a result, every time you have an idea, you don’t take action.

Everyone is worthy of seeing their idea through. There will always be people who are critical of the positive things you do. It’s their way of getting in your head, so they can feel ‘big’. If you allow them to take advantage of your thoughts in this way, they will have control over you, because they have the power to change your mind.

It’s your responsibility to guard your mind. You can listen to what others say, but you don’t have to accept it or let it sink into your thoughts. You have the right to dismiss anything that anyone has to say about you – even when it comes to TV or social media.

Figure out a way to turn this critical way of thinking around. Whenever your mind slips into thinking unproductive thoughts, have the confidence to believe in yourself. Crush that criticism and work towards your initial plan.

Believe In Yourself

Going through the process of finding yourself may be long, but it is well worth it. Remember, this is life work, not homework – everything won’t happen overnight. Not only does it make you a more productive person, but it strengthens your self-esteem.

Other people will put their insecurities and fears on you. It’s important that you know this, so you won’t believe and internalize what they say about you. This is why knowing yourself is so necessary.

You don’t have to be what others say you are. Continue your journey to find yourself. Believe in who you are and live up to that idea. Create yourself – don’t leave it up to others to do it. Some people give great advice and say nice things, but for those that don’t, learn to let it go and move on.

#BeGoalden

5 Signs You’re Headed Towards Positive Growth

5 Signs You're Headed Towards Positive Growth

There are little hints that occur in life when you’re headed towards positive growth. It’s important to recognize, because you are becoming a more responsible and courageous person.

It takes guts to come into these positive changes – everyone doesn’t experience this ‘change’ at the same time. For some, they never experience it at all.

Here are 5 signs that shows you are headed towards that change in your life.

Positive Growth Happens When…

  1. You’re money conscious. Most of the time, this happens after you become independent and start to take care of yourself without anyone’s help. Five dollars isn’t the same when you have to earn it for yourself. Also, you begin looking into different ways to make more money, or passive income. Should you rent or buy? Invest in stocks or real estate? 401(k) or Roth IRA? These options become more meaningful as you start to think long term and consider your financial future.
  2. Your social circle has expanded. You have outgrown some of your old friends. The things you used to do are no longer captivating. You start to explore on another level, as you are motivated and inspired. Seminars and conferences are on your schedule and you actually enjoy attending them. Your old set of friends will say you’ve changed or you think you’re better than them, but that’s their insecurities talking. You’re not only growing, you’re challenging yourself and you like it.
  3. Excuses bother you tremendously. When you hear someone give a lame excuse at work, or in general, it irks you. When you’re growing, you see excuses as distractions. Making up excuses for everything is childish and lazy. At a certain point in life, you just want to focus on getting things done and making progress. Making and correcting mistakes along the way is what leads to results, not excuses.
  4. You make time for your goals and hobbies. All of a sudden, you begin to acknowledge the things you want to do, as if they were brand new ideas. A plan is put in place to accommodate your goals and hobbies. It’s no longer just a dream or something they do on TV, it’s something you want to work on and achieve. Even if others don’t agree with it or like it, it doesn’t matter – this is something you want to do and you’re going to find a way to do it.
  5. Your perspective has shifted. Mindset is everything. How you think about various situations has changed. Personal development has become a priority in your life, because you have recognized your potential. This leads to adjusting the way you think and how you see things. You’re aware that everything doesn’t deserve your energy, so you’re careful with how you respond.
  6. BONUS: Your life isn’t guided by fear. Fear is a very powerful thing. Sometimes, we allow fear to direct the way we live our lives. As you grow, fear takes a backseat. There’s no time to be fearful – you have obstacles to overcome and goals to accomplish. Courage has replaced fear and you have become full of confidence.

Productivity Encourages A Better You

It’s an exciting time when entering a new phase of your life, especially when it promotes personal growth. Friends and family can make you feel bad about it, because you’re changing and they want you to stay the same, but there’s nothing to feel bad about – growth is happening and you’re becoming more productive!

Always bet on yourself. No one else can live your life for you. Instead of believing what someone else says is impossible for you, go out of your way to make it possible. Make those dreams come true and those ideas stick.

This is your life and you have the power to create it. Don’t let anyone discourage you from being the success that you want to be.

#BeGoalden

4 Tips From A Computer About Work Ethic

Photo by Carl Heyerdahl on Unsplash

We’ve been on this earth longer than computers. As a matter of fact, we created them. When they came on the scene, computers were the best thing to happen in the workplace. Not only did it make everything more efficient, it also relieved some of the workload from us humans.

Today, computers are everywhere. Some of them have even replaced jobs that used to gainfully employ us. What can a computer do, that humans can’t do? Can we learn from them?

We can learn anything from just about anywhere, but here are some tips on what computers can teach us humans, about work ethic:

  1. Perform regular updates. Computers are never finished. Every now and then, they refresh themselves with an update. They are constantly improving. Some of us stopped learning once we left school. Learning never stops – update yourself by reading and taking time to consume helpful information. Give yourself an upgrade and become a better version of yourself.
  2. Shutdown and restart on a regular basis. Computers need to shutdown and restart themselves, to ensure high performance. You’ll know when to do this when the computer begins to run slow, starts to hiccup while in use or possibly crash. We tend to run ourselves into the ground, also. Take some time and reset yourself. Wearing yourself thin only allows for mishaps to occur. Shutdown, start over and you’ll perform better.
  3. Give results, not excuses. When you type a phrase or question into Google, it doesn’t respond with, “I’m tired – maybe tomorrow – I’m busy right now.” A computer gives you results and nothing else. Even if it gives you the wrong result, it’s better than making an excuse. Let’s stop making excuses for the things we know we should do. When you respond with results instead of excuses, you increase your chances of success.
  4. Virus protection. Most computers come with it now, but remaining healthy is a must. Computers are unable to operate properly when they have a virus. Everything shuts down and a lot of times, it just dies. Like a computer, going without maintaining your health can lead to tragic results. Keep up with your health, so you can continue to function at a high level.

These are everyday suggestions we can take from a computer. They may be machines, but they operate effectively, achieve their tasks in a timely manner and overcome the challenges that are given to them.

It’s not impossible to outwork a computer (anything is possible), but their work ethic is to be praised. They may not be human, but their discipline and output is like no other.

Today, I challenge you to apply these tips to your own life. Start the pattern towards becoming your best self!

#BeGoalden

This Time, Next Year

After all of the holiday feasts and family get-togethers, what’s next?

Usually, this is the time where people start to get into their New Year’s plans and resolutions. Year after year, it’s the same pattern.

There’s nothing wrong with a little tradition, but how about making a new personal development tradition?

No one has to know, but you. There are some people who get a little weird when you mention self-help or personal development, but if you have a supportive circle of friends, you can all do it together.

Here’s the big question you want to answer: “Where do I see myself, this time, next year?”

It may sound like another way to create a resolution, but this is for life, not just a few months. This involves your mindset, health, and wealth.

We are capable of working on more than one thing at a time. There’s a time to focus on all three at different times throughout the day.

  1. In the morning and at night, focus on your mindset. When you wake up in the morning, guide your mind into positive thoughts. Think about what you want to accomplish that day and how it will successfully unfold. In the evening, think about how your day went and how you can improve or make it better. Read something that inspires you to be your best. This will set into your subconscious before you fall asleep and gear your thoughts towards positive action.
  2. Before you have a meal, focus on your health. Don’t overthink your eating habits. Plain and simple, eat food that will give you energy and avoid food that makes you feel tired. We all know what’s not good for us, so to start, make a change with every meal. Switch out a slice of cake for an orange, or potato chips for celery. It may be a far stretch from what you’re used to, but start small to work your way towards better eating habits. It’s hard to do because some food tastes really good, but think about your future. You have nothing without good health.
  3. Mind your money and watch your wealth. It seems like every wealthy person always had money, but some of them had to start from the bottom. Pay yourself first, with every paycheck. This doesn’t mean buy things and have a great time, it means put money aside for emergencies. Living paycheck to paycheck is stressful and painful. Help yourself by setting aside a set amount every time you get paid. Make it a habit. It may seem small at first, but over time, it builds up into a good amount. Now, when you have an emergency, you don’t have to wait for the next paycheck and put off other bills to accommodate it – you’ll already have it to fix the problem.

This is just a start to many things you can do towards your personal development. The biggest challenge is to actually start.

Everyone always starts on a Monday or on New Year’s Day, but you can start in the middle of the week if you want to. The “I’ll start on Monday” excuses will trickle down to the end of the year if you let it.

The only way you will achieve any goal, is to start. It doesn’t have to be a parade before you start, just do it! The next meal you have, pick a healthy substitution for one thing on your plate. The next time you’re in the car, listen to a podcast involving your goal. The next time you get your change back from a purchase, collect the change in a jar (if you’re using a debit card, have your bank put the extra change into a savings account for you).

It doesn’t matter, just start! Excuses will only keep you in the same place, this time next year.

Make a commitment to yourself. The best investment you can make is in your self improvement. Once that becomes a daily habit, everything else will fall into place. You’ll be a better version of yourself, this time, next year and for years to come.

#BeGoalden

Are You An Emotional Hostage?

Photo by Jonathan Sharp on Unsplash

Have you ever tried to please someone and they didn’t seem to appreciate it? Or maybe you went out of your way to help them get to a better place, but they ended up right back where they started?

You feel unappreciated and used. You say you’ll never get involved again, but it somehow pulls you back in. Your emotions are all in it, but it has nothing to do with you. If that sounds familiar, you may be an emotional hostage.

“I went out of my way to help her and she didn’t even say thank you!” 

“She could’ve at least acknowledged what I did for her!”

“He went right back out and did it again, after I bailed him out for the second time!”

If you’re looking for a response from the people you help, you might not ever get it. All they see is what they’re doing from their perspective, not yours.

No matter how many times you help them, they will not truly appreciate what you do for them. It seems selfish on their part, but try to be more understanding, than critical.

Would it make you feel better if they did acknowledge you? Would that change the situation? It may feel better at the moment, but deep inside, you want them to change – you want them to do what you suggest.

You are in control of yourself. You can not control what others do or how they think.

You have to meet people where they are and accept them for who they are.

People will not change until they are ready. You can not speed up that process for them. If you offer them help, do it with no strings attached. Stop expecting something in return.

After you offer your help, let it go. Do not get emotionally attached to their problems. Do not carry this weight because it’s not your weight to carry. Don’t allow them to hold you hostage to their situation. 

It’s hard to watch someone learn things the hard way. The only thing you can do is help when you can and try to be patient with what they’re going through.

Yes, it’s your time and resources that you’re giving up to assist them, but they don’t owe you anything (ouch). 

That’s a hard statement to hear. Just because we help someone doesn’t give us the right to tell them what they should do and how they should live. It feels like we should have every right, but we don’t. When someone is in trouble, help them out of the kindness of your heart. It gives you no more power over them than you had before.

Recognize that it’s their life, not yours. You want them to travel the straight and narrow, but they won’t . You want them to eat healthy, but they won’t. You want them to stop fooling around, but they won’t. At this point, you’re only abusing yourself.

As concerned as you may be with this person’s situation, detach yourself. You will only cause yourself heartache, anxiety and sadness. It’s not your battle to fight.

It’s fine to make yourself available, but you can not change them. Yes, help as much as you can, but don’t expect them to turn over a new leaf immediately. They have to see things for themselves – it’s not up to you, it’s up to them. Support them, but not at your emotional expense.

There may come a time where you will have to detach yourself completely. Don’t be their safety net anymore. You have your own life to live. Free yourself from being their emotional hostage.

Situations like these occur in relationships, addictions, and in many other aspects of life. Everyone learns things at different times. The best thing you can do for anyone is be supportive. They will see it in their own time.

#BeGoalden